GEE‑SCHUSSLEREST · 1921GSBusiness & Commercial

Liquor Liability Insurance in Illinois

Dram shop coverage for businesses serving alcohol.

About This Coverage

Under the Illinois Liquor Control Act (Dram Shop Act), any business serving or selling alcohol can be held liable for injuries or property damage caused by an intoxicated patron. Providing coverage to residents across Illinois, Arizona, Florida, Indiana, Louisiana, Michigan, Montana, Nevada, New Hampshire, Ohio, Tennessee, Texas, Washington, and Wisconsin.

Illinois Dram Shop Requirements

Illinois state law mandates specific dram shop liability minimums as part of obtaining and maintaining a liquor license. Because major incidents can involve multiple claimants, carrying limits above the statutory minimum is standard practice.

Who Needs Dram Shop Coverage?

Bars, taverns, restaurants, event venues, caterers, and organizations hosting short-term events where alcohol is served.

For help finding liquor liability insurance in Illinois, contact the independent insurance agents at Gee-Schussler Insurance.

Ready to protect what matters? Get a no-obligation quote or speak with an agent today.